Tabla de Contenidos: “…Matthias Thomas xiii Preface xv Preface to Part Two xvii Acknowledgements xix List of Figures xxi Reader's Manual xxiii Part One Chapter 1 Introduction to Property Financing 3 1.1 Forms of financing: debt and equity 3 1.1.1 Debt 4 1.1.2 Equity 6 1.2 A different approach to property financing 6 1.3 Corporate finance and project finance 7 1.4 Bank financing 8 1.4.1 Property Loans to Private Individuals 9 1.4.2 Property Financing to Cover Financial Requirements 9 1.4.3 Structured Real Estate Financing 10 1.5 Fund raising, securitization, and syndication 10 1.5.1 Traditional Funding and Securitization 11 1.5.2 Funding for Real Estate Loans and Syndication 12 1.5.3 Syndication of Real Estate Loans 13 Chapter 2 Structured Real Estate Financing 15 2.1 Bank roles 17 2.2 Bank loan contractual forms 17 2.3 Loans for development projects 18 2.4 Parts and stages of a structured loan 18 2.4.1 Analysis of the Transaction and Term Sheet 19 2.4.2 Real Estate Valuation 21 2.4.3 Basics of Property Appraisal 23 2.4.4 Due Diligence Process 32 2.4.5 Legal Due Diligence 32 Chapter 3 Loan Agreement 33 3.1 Object and purpose of the loan 34 3.2 Conditions precedent 34 3.3 Amount of the loan 35 3.4 Interest rates 36 3.5 Interest rate risk hedging 38 3.5.1 Interest Rate Cap 38 3.5.2 Collar 38 3.5.3 Interest Rate Swap 38 3.6 Loan allocation 41 3.7 Loan repayment schedule 43 3.8 Fees 43 3.9 Frequency of drawdown and procedures 45 3.10 Events of default 46 3.11 Property insurance 48 3.12 Representations and warranties 49 3.13 Duty to provide information 53 3.14 Costs, taxes, and ancillary charges 56 3.15 Contractual covenants 56 3.15.1 Balance Sheet Covenants 57 3.15.2 Financial Covenants 57 Chapter 4 Loan Repayment, Interest, and Renegotiation 63 4.1 Bullet payments 63 4.2 Pre-amortizing (semi-bullet) 63 4.3 Balloon payment 64 4.4 Fully amortizing repayment plans 65 4.4.1 Fixed-Capital Loan Repayment Plan 66 4.4.2 Floating-Rate Loan Repayment Plan 68 4.4.3 Loan with Interest Rate Caps 71 4.5 Other repayment schedules 73 4.5.1 Negative Amortizing Constant Payment Loan 73 4.5.2 Declining Payment Loan with Constant Amortizing 74 4.6 Restructuring and renegotiation of real estate loans 75 4.6.1 Grant of a New Loan 76 4.6.2 Deferral of Payment Deadlines 76 4.6.3 Restructuring Arrangement 77 Chapter 5 Effects of Financial Leverage on Real Estate Investments 79 5.1 An illustration of financial leverage 80 5.2 The effects of an increase in volatility 81 5.3 The effect of financial leverage on returns 82 5.4 The effect of financial leverage on risk 82 5.5 "No Free Lunch" 84 5.6 The mechanics of financial leverage 84 5.7 The effect of the spread 85 5.8 A brief summary of when to use financial leverage 86 Chapter 6 Structured Real Estate Financing Case Studies 89 6.1 Structured financing for an income producing property 90 6.1.1 Description of the Transaction 90 6.1.2 Term Sheet for an Income Producing Property 90 6.2 Structured financing for a real estate portfolio acquisition 100 6.2.1 Description of the Portfolio Acquisition 100 6.2.2 Term Sheet for the Financing of a Real Estate Portfolio 101 6.3 Financing of a real estate development project 113 6.3.1 Description of the Residential Development Project 113 6.3.2 Term Sheet for the Development Project Loan 113 6.4 Financing a shopping centre: credit application 121 6.4.1 Players Involved 121 6.4.2 Financial Analysis and Key Figures 126 6.4.3 Risk Appraisal 128 6.4.4 Risk Rating and Risk-Reward 131 6.4.5 Conclusion and Recommendation 131 Chapter 7 Hybrid Forms of Financing 133 7.1 Description 133 7.2 Procedures for establishing mezzanine finance and cost 137 7.2.1 The Debt Component 137 7.2.2 Equity Kicker 139 7.3 Covenants in a mezzanine financing 140 7.4 Economic mechanics of hybrid financing 141 7.4.1 Mezzanine Financing for an Income Producing Property 142 7.4.2 Preferred Equity for Development Projects 144 7.5 Waterfall payout agreement 148 7.6 Intercreditor agreement 154 Chapter 8 Basel Accords and Effects on Real Estate Financing 159 8.1 Basel II 160 8.2 Basel III 160 8.3 The Basel Accords and real estate financing 161 8.4 Standardized Approach 162 8.5 IRB Foundation and Advanced methods 163 Part two Outline of the most relevant legal issues in selected jurisdictions Chapter 9 China 171 Chapter 10 England and Wales 177 Chapter 11 France 185 Chapter 12 Germany 201 Chapter 13 India 207 Chapter 14 Italy 215 Chapter 15 Spain 229 Authors 235 Giacomo Morri 235 Antonio Mazza 235 Alessandro P. …”

Tabla de Contenidos: “…., Managing Partner, Private Advisors, LLCChapter 9: An Ambassador of the Highest Standard: Christopher Fawcett, Co-Founder, Senior Partner, Fauchier Partners; Chapter 10: A Risk Management Mastermind: Deepak Gurnani, Head of Hedge Funds, Investcorp; Chapter 11: A Driver of Returns: Kathryn A. …”

Tabla de Contenidos: “…CHAPTER SIX Intercultural: where the systemic meets the psychoanalytic in thetherapeutic relationshipCHAPTER SEVEN Before and beyond words :embodiment and intercultural therapeutic relationships in family therapy; CHAPTER EIGHT Sticky situations, therapy mess: on impasse and the therapist's position; CHAPTER NINE Systems of the heart: evoking the feeling self in family therapy; CHAPTER TEN Shame and the therapeutic relationship; CHAPTER ELEVEN Relational risk-taking and the therapeutic relationship…”

Tabla de Contenidos: “…Access and Cost -- 1.5.3. Risks of Fertility Treatment and Egg Freezing -- 1.6. …”

Tabla de Contenidos: “…Elements of the rule of law -- Costs of doing business -- Coping with risk -- Non-discrimination -- The private sector is diverse -- Promoting responsible investment -- Getting investment to where it is needed -- Horizontal policies and practices -- Core questions and principles -- Supplemental questions -- Additional resources -- Principles, standards -- Tools, guidance, manuals -- Indicators, benchmarking -- 1. …”

Tabla de Contenidos: “…Securing Distributed Systems""; ""Threat Categories""; ""Unauthorized Access/Masquerade""; ""Insider Threat""; ""Denial of Service""; ""Threats to Data""; ""Threat and Risk Assessment""; ""User Assessment""; ""Environment Assessment""; ""Vulnerabilities""; ""Defense in Depth""; ""Summary""; ""Chapter 3. …”

Tabla de Contenidos:

Tabla de Contenidos: “…SITUATION AWARENESS -- MENTAL WORKLOAD (SEE ALSO APPENDIX, SECTION "RESEARCH QUESTIONS CONCERNING MENTAL WORKLOAD") -- EXPERIENCING WHAT IS VIRTUAL: NEW DEMANDS FOR HUMAN-SYSTEM MODELING (SEE ALSO APPENDIX, SECTION "BEHAVIOR RESEARCH ISSUES IN VIRTUAL REALITY") -- 6 ANALYZING THE INFORMATION -- TASK ANALYSIS -- JUDGMENT CALIBRATION -- VALUATION/UTILITY (SEE ALSO APPENDIX, SECTION "MATHEMATICS OF HUMAN JUDGMENT OF UTILITY") -- RISK AND RESILIENCE -- Definition of Risk -- Meaning of Resilience -- TRUST -- 7 DECIDING ON ACTION -- WHAT IS ACHIEVABLE -- DECISION UNDER CONDITION OF CERTAINTY (SEE ALSO APPENDIX, SECTION "MATHEMATICS OF DECISIONS UNDER CERTAINTY") -- DECISION UNDER CONDITION OF UNCERTAINTY (SEE ALSO APPENDIX, SECTION "MATHEMATICS OF DECISIONS UNDER UNCERTAINTY") -- COMPETITIVE DECISIONS: GAME MODELS (SEE ALSO APPENDIX "MATHEMATICS OF GAME MODELS") -- ORDER OF SUBTASK EXECUTION -- 8 IMPLEMENTING AND EVALUATING THE ACTION -- TIME TO MAKE A SELECTION -- TIME TO MAKE AN ACCURATE MOVEMENT -- CONTINUOUS FEEDBACK CONTROL (SEE ALSO APPENDIX, SECTION "MATHEMATICS OF CONTINUOUS FEEDBACK CONTROL") -- LOOKING AHEAD (PREVIEW CONTROL) (SEE ALSO APPENDIX, SECTION "MATHEMATICS OF PREVIEW CONTROL") -- DELAYED FEEDBACK -- CONTROL BY CONTINUOUSLY UPDATING AN INTERNAL MODEL (SEE ALSO APPENDIX, SECTION "STEPPING THROUGH THE KALMAN FILTER SYSTEM") -- EXPECTATION OF TEAM RESPONSE TIME -- HUMAN ERROR -- 9 HUMAN-AUTOMATION INTERACTION -- HUMAN-AUTOMATION ALLOCATION -- SUPERVISORY CONTROL -- TRADING AND SHARING -- ADAPTIVE/ADAPTABLE CONTROL -- MODEL-BASED FAILURE DETECTION -- 10 MENTAL MODELS -- WHAT IS A MENTAL MODEL? …”

Tabla de Contenidos: “…; WHEN THE TESTING HAS TO STOP; THE RISK OF RELEASE; MEASURING THE RISK OF RELEASE; DEFINING AND EVALUATING EMERGENCY-RELEASE CRITERIA; DECISION PROCESS FOR EVALUATING UAT RESULTS; TEST SUMMARY REPORT CONCLUSIONS; THE FINAL RELEASE DECISION; 10 LIFE AFTER UAT; POST-UAT REPORTING; END-USER TRAINING; PREPARING A ROLL-OUT STRATEGY; IMPLEMENTATION; POST-IMPLEMENTATION DEFECT CORRECTIONS; MEASURING BUSINESS BENEFITS; THE END OF UAT?…”

Tabla de Contenidos: “…Questions That Must be Addressed Prior to Deal ClosureBenefits of An Intangible Asset Strategist; Costly, Time-Consuming, and Sometimes Irreversible Risks, Challenges, and Disputes; Intangible Asset Strategist Risk Officers; Unwarranted Sense of Urgency Should Not Dominate Intangible Asset Strategists' Due Diligence Methodologies; Pre- and Post-Transaction Due Diligence and Asset Monitoring Are Essential to Success; Responsibilities for any Due Diligence Team; References; 4 New Dimensions for Company Management; Safeguarding Intangible Assets Throughout Their Life Cycles…”

Tabla de Contenidos: “…Putative effects of Education -- METHODOLOGICAL ISSUES -- The North Manhattan Aging Project and the Active Life Expectancy Study -- Our Methods for Minimizing Biases in Ethno-Racial Comparisons of Dementia -- Case Findings -- Screening and Field Classification Techniques -- Criterion Diagnosis -- Biological Indicators -- Longitudinal and Outcome Information -- Dementia and Quality of Life -- Dementia and Service Utilization -- Convergence of Conclusions -- Border-Zone Dementias and Nondementias -- Designation of Ethno-Racial Membership -- Other Socioeconomic Information -- RESULTS -- General Results -- Yields from the Survey Component -- Overrepresentation -- Differences in Prevalence Rates of Dementia -- Mislabeling -- Prevalence and Other Indices of Rates -- Effect of the Breadth of the Concept of Dementia -- Risk Factors -- Educational Associations -- Subtypes of Dementia Among Ethno-Racial Groups -- Other Risk Factors: Income and Immigration -- Quality-of-Life Impairments -- Memory Complaints -- Tasks of Daily Living -- Affective Suffering -- Service Utilization -- Nursing Homes -- Home Care -- Emergency Clinics -- Hospitalization -- DISCUSSION -- Limitations of the Findings and Potential of the Methods -- Ethno-Racial Variation in Prevalence Rates -- Ethno-Racial Consistency in the Associations of Dementia -- Working Hypotheses for the Effects of Education -- Ethno-Racial Differences in Service Utilization -- CONCLUSION -- ACKNOWLEDGMENT -- REFERENCES -- 9 Cardiovascular Disease Among Elderly Asian Americans -- INTRODUCTION -- METHODS -- Study Population -- Baseline Examination -- Measures of Acculturation for the Hawaii Cohort -- Follow-up Examinations and Surveillance -- Definition of Cases -- Age Categories -- RESULTS -- Ni-Hon-San Comparisons -- Cultural Pathways to Coronary Heart Disease in the Elderly -- DISCUSSION -- FUTURE RESEARCH…”

Tabla de Contenidos: “…MODELS FOR UNDERSTANDING ADDICTION EXISTING PRIOR TO 1600 ADRATES OF SUBSTANCE USE AMONG ETHNIC MINORITY YOUTH IN THE US; ASSESSMENT; SEE ALSO; Relevant Website; MODELS AND ANALOGIES; T2DM AND WHY FOOD ADDICTIONS MATTER; RISK; Further Reading; Further Reading; Further Reading; Chapter 3 - Epidemiology of Addiction; INTRODUCTION; WHAT IS METHAMPHETAMINE?…”

Tabla de Contenidos: “…Views on transmission, sexual behaviour and riskVulnerability and risk; Disease prevention strategies and religious beliefs; Discussion; Conclusion; Part 3: Youth, Identity, Sexuality and HIV/Aids; Chapter 6: Masculinising and Feminising Identities: Factors Shaping Primary School Learners' Sexual Identity Constructionin the Context of HIV/AIDS; Introduction; Methodology; Untitled; Methods of data collection; Sensitivity to the topic and working with children; Context of the children in the study; Conceptual framework; Main findings; Games children play; Socioeconomic environments…”

Tabla de Contenidos: “…Biologic Markers in Immunotoxicology -- Copyright -- Preface -- Contents -- List of Abbreviations -- Summary -- HYPERSENSITIVITY -- AUTOIMMUNITY -- IMMUNE SUPPRESSION -- BIOASSAYS OF IMMUNOTOXICITY -- CLINICAL APPLICATION OF EXISTING IMMUNOTOXICOLOGIC BIOLOGIC MARKERS -- ROLE OF BIOLOGIC MARKERS OF IMMUNOTOXICITY IN EPIDEMIOLOGY -- INDOOR AIR POLLUTION AND MULTIPLE CHEMICAL SENSITIVITY -- 1 Introduction -- BIOLOGIC MARKERS -- Markers of Exposure -- Markers of Effect -- Markers of Susceptibility -- VALIDITY OF BIOLOGIC MARKERS -- UNCERTAINTY AND RISK -- ETHICAL AND PRACTICAL ISSUES -- STRUCTURE OF THE REPORT -- 2 The Structure and Function Of the Immune System And Mechanisms of Immunotoxicity -- DEVELOPMENT AND FUNCTION OF THE IMMUNE SYSTEM -- MECHANISMS OF CHEMICALLY INDUCED IMMUNE DISEASE -- IgE-Mediated Hypersensitivity -- Complement-Mediated and Immune-Complex-Mediated Injury -- T-Cell Reactions -- EFFECTS OF XENOBIOTICS ON THE IMMUNE SYSTEM -- 3 Biologic Markers For Immune-Mediated Disease -- DEFINITION OF THE PROBLEM -- EXPOSURE THROUGH INHALATION (PULMONARY HYPERSENSITIVITY) -- Occupational Asthma and Rhinitis -- Hypersensitivity Pneumonitis -- EXPOSURE THROUGH INGESTION -- DERMAL EXPOSURE -- Contact Dermatitis -- Photocontact Dermatitis -- Contact Urticaria -- NONSPECIFIC IMMUNE ENHANCEMENT -- BIOLOGIC MARKERS OF HYPERSENSITIVITY -- History and Clinical Signs -- Skin Tests -- Serum IgE Concentration -- In Vitro Assays for Specific Antibody -- In Vitro Assays for Cellular Immunity -- Provocation Challenges -- Bronchoalveolar Lavage -- ANIMAL MODELS FOR DETECTING CHEMICALLY MEDIATED HYPERSENSITIVITY -- Techniques Used in Animal Studies to Determine the Potential of Chemicals to Cause Hypersensitivity -- IgE-and IgG-Mediated Immediate Reactions -- Cytotoxic Reactions -- Antigen-Antibody Complexes -- Contact Hypersensitivity -- SUMMARY…”

Tabla de Contenidos: “…/ Knut Hermstad -- Human rights and sexual offenders / Bernadette Rainey -- Sex offenders, consent to treatment, and the politics of risk / Phil Fennell -- Special offender groups and equality : a duty to treat differently? …”
Enlace del recurso

Tabla de Contenidos: “…HOW TO COMPLY WITH SARBANES-OXLEY SECTION 404: ASSESSING THE EFFECTIVENESS OF INTERNAL CONTROL THIRD EDITION; CONTENTS; PREFACE; ACKNOWLEDGMENTS; ABOUT THE AUTHOR; CHAPTER 1 THE EVALUATION APPROACH; MANAGEMENT'S EVALUATION OF INTERNAL CONTROL; RISK-BASED JUDGMENTS; RISK-BASED, TOP-DOWN EVALUATION APPROACH; WORKING WITH THE INDEPENDENT AUDITORS; CHAPTER 2 INTERNAL CONTROL CRITERIA; NEED FOR CONTROL CRITERIA; COSO INTERNAL CONTROL INTEGRATED FRAMEWORK; INFORMATION AND COMMUNICATION; INTERNAL CONTROL FOR SMALL BUSINESSES; CONTROLS OVER INFORMATION TECHNOLOGY SYSTEMS; CHAPTER 3 PROJECT SCOPING…”

Tabla de Contenidos: “…; CHAPTER 2: Governing Innovation in Practice: The Role of the Board of Directors; Clarifying the Scope of the Board's Role in Innovation; Reviewing the Company's Innovation Strategy; Participating in Strategy Discussions; Communicating the Company's Innovation Thrusts to the Board; Being Aware of and Managing Innovation Risk; Auditing the Company's Innovation Effectiveness; Reviewing and Nominating the CEO and Top Management…”

Tabla de Contenidos: “…Total Facility Management; Copyright; Contents; Preface to the Fourth Edition; Abbreviations; Introduction; The organization; The customer as end-user; Principles, process and procedures; Chapter 1 Fundamentals; Key issues; Introduction; Background; Origins of facility management; Definitions; Rationale for facility management; The broad approach to facility management; Risks and opportunities; Key concepts; The informed client function; Stakeholder engagement; End-user experience; Best value; Operability; Other concepts; Facility planning; Sustainability; Outsourcing; Procurement…”

Tabla de Contenidos: “…An Analysis of the Offenders Index; Sources of Data; Recidivism; Reconviction Rate; Reconciling the Risk and Rate Categories; Gender; Is Criminality Constant over the Cohorts?…”