“…Since later retirement appears to be a key policy to easing the burden of ageing, it looks at indicators of the incentives for early retirement via pension systems and other transfer programmes permitting early withdrawal from the labour market for those approaching retirement. …”

“…One particular aspect of this approach -- the implicit pension liabilities of governments -- is seen to have a significant bearing on the debt outlook in several countries. …”

“…Institutional investors (insurance companies, pension funds, and investment companies) are major collectors of savings and suppliers of funds to financial markets. …”

Tabla de Contenidos: “…PLAZO DE DURACIÓN -- 1.1.1.6. CANON O PENSIÓN DE ARRENDAMIENTO -- 1.1.1.7. VALOR DE LA PENSIÓN DE ARRENDAMIENTO -- 1.1.1.8. …”

Tabla de Contenidos: “…Foreign Financing: A Different Animal -- Risky Business: Absorbing Foreign Saving -- Not All Foreign Saving Is Created Equal -- Different Risks for Different Financial Flows -- Financial Integration Is No Cure -- Safety First -- Notes -- 6 Running Out of Time: The Demographics of Saving -- More Elderly with More Needs -- Facing the Challenge: More and Better Savings -- Fulfilling Promises -- Saving for the Future -- More-and Better-Savings to Enhance Growth -- How Is the Region Preparing for the Future? -- Pension Systems: Not an Option Today -- Plan B: Household Savings in Other Assets -- The Last Resort: Taking Care of Grandma -- Act Today, for a Better Tomorrow -- Notes -- 7 Saving for the Future: Pension Systems -- Newer Systems for Older Populations -- PAYG/Defined-Benefit Systems: Promises, Promises -- Sustainability -- Adequacy and Redistribution -- Institutional Arrangements -- Recommendations -- Defined Contribution Systems: A Work in Progress -- Transition Costs -- Investments, Returns, and Costs -- Retirement Products and Insurance Arrangements -- Financial Literacy, Legitimacy, and Confidence -- Appropriate Regulation and Supervision -- Recommendations -- When All Else Fails: Noncontributory Pensions -- Recommendations -- Pensions Count -- Notes -- 8 A Better Way for Government to Save -- Current vs. …”

Tabla de Contenidos: “…Executive Summary: German Employment and Labour Law -- Executive Summary: German Employment and Labour Law -- Employment Law -- Recruitment -- Employment Contracts and Further Legal Sources -- Employee or Freelance Worker -- Agency Workers -- Immigration -- Employee Secondments -- Pay and Benefits -- Working Hours, Holidays and Health and Safety -- Partial Retirement -- Diversity and Discrimination -- Data Protection and Monitoring -- Employee Inventions and Copyrights -- Non-Competition Clauses -- Termination of Employment -- Family Friendly Rights -- Managing Directors and Management Board Members -- Labour Law -- Unions and Collective Bargaining -- Labour Conflicts -- Employee Representation -- Restructuring -- Mergers and Acquisitions -- Business Transfers -- Stock Options -- Company Pensions -- Employee Co-Determination at Board Level -- Court Proceedings…”

Tabla de Contenidos: “…Financial accounting and accounting standards -- Conceptual framework underlying financial accounting -- The accounting information system -- Income statement and related information -- Balance sheet and statement of cash flows -- Accounting and the time value of money -- Cash and receivables -- Valuation of inventories : a cost-basis approach -- Inventories : additional valuation issues -- Acquisition and disposition of property, plant, and equipment -- Depreciation, impairments, and depletion -- Intangible assets -- Current liabilities and contingencies -- Long-term liabilities -- Stockholders' equity -- Dilutive securities and earnings per share -- Investments -- Revenue recognition -- Accounting for income taxes -- Accounting for pensions and postretirement benefits -- Accounting for leases -- Accounting changes and error analysis -- Statement of cash flows -- Full disclosure in financial reporting…”

Tabla de Contenidos: “…Farm Boys -- The Boy from Boort -- Talk and Chalk -- Boort and Beyond -- I Don’t Think I Deserve a Pension – We Didn’t Do Much Fighting’: Interviewing Australian Prisoners of War of the Japanese, 1942–1945 -- Doktorvater -- Hank, My Mentor -- Papua New Guinea Wantok -- Coach Nelson -- Hank of Coombs -- Hank, My Dad -- Pedalling History -- A Picture: From the Past and without a Past -- A Village School -- Pictures at Tabara -- Minimay: One of 6,000 Weatherboard Schools -- From Wagga to Waddington: Australians in Bomber Command -- Observing the Present: Writing the Past -- The Joke in History -- Have You Got a Title? …”

“…El resto de los huéspedes de la pensión opinan que la señora Gray ha perdido la cabeza, pues apenas conoce al señor Smith, por lo que deciden investigar el pasado del singular pretendiente en busca de asuntos escabrosos…”

“…However, further age-related spending (including old age pensions, health and spending associated with children) is still projected to increase on average around 6 to 7 per cent of GDP over the projection period. …”

“…Institutional investors (insurance companies, investment companies and pension funds) are major collectors of savings and suppliers of funds to financial markets. …”

“…Korea introduced industrial accident insurance (IACIS) in 1964, medical insurance (MIS) in 1977, pension insurance (NPS) in 1988 and employment insurance (EIS) in 1995. …”

“…Equity and efficiency concerns with these outcomes are identified, and the paper then examines how alternative forms of Government intervention, including comprehensive public old age pension schemes, can potentially improve on these outcomes. …”

“…El resto de los huéspedes de la pensión opinan que la señora Gray ha perdido la cabeza, pues apenas conoce al señor Smith, por lo que deciden investigar el pasado del singular pretendiente en busca de asuntos escabrosos…”

Tabla de Contenidos: “…Combinaisons du travail, des pensions publiques et des pensions privées -- Graphique 2.10. …”

Tabla de Contenidos: “…Life Expectancy is Taking Center Place in Modern National Pension Schemes – A New Challenge for the Art of Projecting Mortality: Edward Palmer -- Ch 3. …”

Tabla de Contenidos: “…Rowe Price and Associates, 1937 -- Chapter Seven "Change: The Investor's Only Certainty" -- Chapter Eight The Firm's Adolescence and World War II, 1938-1942 -- Chapter Nine The Growth Stock Philosophy -- Chapter Ten Postwar Era, 1945-1950 -- Part Three The Sage of Baltimore -- Chapter Eleven New Opportunities: Mutual Funds, Pension Plans, and the Launch of the Growth Stock Fund, 1950-1960 -- Chapter Twelve Transitions, 1960-1968 -- Chapter Thirteen The United States Enters a New Era, 1965-1971 -- Chapter Fourteen Dark New Era, 1971-1982 -- Chapter Fifteen The Grin Disappears, 1972-1983 -- Part Four Market Analyses -- Chapter Sixteen Investing for the Decade, 2017-2027 -- Chapter Seventeen Weak Performance of the Growth Stock Fund, 1970s -- Epilogue T. …”

Tabla de Contenidos: “…Machine generated contents note: Preface Acknowledgments Chapter 1: Discount Rates and Returns Estimating Returns Geometric and Arithmetic Averages Caveats to Return Extrapolation Discounting Present Values of Cash Flow Streams Internal Rate of Return and Yield to Maturity Real and Nominal Returns Summary Chapter 2: Fixed Income Securities Coupon Bearing Bonds Infinite Cash Flow Streams (Perpetuities) General Pricing Formulas for Finite Cash Flow Streams Interest Rate Risk Analysis of Duration Interest Rate Risk Dynamics Immunization and Duration Applications - Liability Discounting and Cash Matching Pension Logic Risky Coupons Inflation Risk and TIPS A Bond Portfolio Strategy (Optional) Summary Appendix 2.1: Solving Infinite and Finite Power Series References Chapter 3: Term Structure Discounting Using Spot Rates Forward Rates NPV revisited Short Rates The Bootstrap Method Duration Redux Summary Chapter 4: Equity The Determination of Stock Prices Discount Rates Redux Price and Dividend Multiples Extrapolating Multiples to Forecast Returns Pitfalls of Trend Analysis The Gordon Growth Model Sources of Return Summary References Chapter 5: Portfolio Construction Stochastic Returns and Risk Diversification The Efficient Frontier Markowitz Portfolio Selection Criteria Capital Market Line and the CAPM Performance Evaluation Summary Appendix 5.1: Statistical Review Appendix 5.2: Risk Adjusted Performance References Chapter 6: Optimal Portfolios Portfolio 1: Minimum Variance Portfolio (Fully Invested) Portfolio 2: Minimum Variance Portfolios with Targeted Return Portfolio 3: Minimum Variance Portfolios with No Short Sales Portfolio 4: Minimum Variance Portfolios with Capped Allocations Portfolio 5: Maximum Risk-Adjusted Return Performance Attribution The Efficient Frontier (Again) Summary Appendix 6.1: Matrix Operations Chapter 7: Data and Applications Analyzing Returns on a Ten Asset Portfolio Performance Attribution Changing the Investment Horizon Benchmarking to the Market Portfolio The Cost of Constraints A Bond Strategy Summary Chapter 8: Anomalies Deviations from the CAPM Behavioral Finance Summary References Chapter 9: Factor Models Arbitrage Pricing Theory (APT) Factor Selection Model Estimation Principal Components Applications and Examples Summary References Chapter 10: Active Portfolio Management Active Portfolio Construction and Attribution Analysis Performance Attribution Summary Appendix 10.1: Active Space Chapter 11: Risk The Failure of VaR Taxonomy of Risk Visualizing Risk Estimating Volatilities Maximum Likelihood Estimation (Optional) Credit Risk Adjusting for Leverage Adjusting for Illiquidity Other Risks Summary References Chapter 12: Monte Carlo Methods Example 1: Generating Random Numbers - Estimating pi Example 2: Confirming the Central Limit Theorem Example 3: Credit Default Risk Non-Normal Distributions The Gaussian Copula Summary References Chapter 13: Systemic Risk Extreme Value Theory Estimating the Hazards of Downside Risks A Systemic Risk Indicator Summary References Chapter 14: Incorporating Subjective Views Methodological Concepts An Example using Black-Litterman Active Space Risk Attribution Summary References Chapter 15: Futures, Forwards, and Swaps Institutional Detail and Futures Mechanics The Relationship between Spot Prices and Forward (Futures) Prices Hedging Basis Risk Hedging Portfolio Risk Futures Pricing Swaps Summary References Chapter 16: Introduction to Options Option Payoffs and Put-Call Parity Pricing European Call Options Pricing European Put Options Option Strategies Real Options Summary References Chapter 17: Models of Stock Price Dynamics Stock Price Dynamics Ito Processes Lognormal Stock Prices Deriving the Parameters of the Binomial Lattice Black-Scholes-Merton Model The Greek Letters Monte Carlo Methods Summary Appendix 17.1: Derivation of Ito's Lemma Chapter 18: Hedging Portfolio Risk Simple Hedging Strategies S&P 500 Index Puts Selling Volatility VIX Calls Liability Driven Investment Summary References Chapter 19: Private Equity The Private Equity Model Return and Risk Methodology Summary Appendix 19.1: CAPM References Chapter 20: Structured Credit Securitization Credit Enhancement Basics of Pricing Interest Rate Derivatives Interest Rate Dynamics CDO Valuation The Crash of the Housing Bubble Summary References Chapter 21: Optimal Rebalancing Trigger Strategies and No-trade Regions An Optimal Control Problem Implications Optimal Rebalancing in a Static Optimization Model The Comparative Statics of Transactions Costs References Chapter 22: Data Problems* Covariance Estimation An Example Empirical Results Overlapping Observations Conclusions Appendix 22.1: Covariance Matrix Estimation Removing the effects of smoothing References About the Author Index…”

Tabla de Contenidos: “…; The Time is Now; The Potential of a Pension Dashboard Infrastructure for UK Pension Savers; The Pension Dashboard Prototype Project; Collaboration as the Key Ingredient; Transparency; Innovation; From Prototype to a Live Service by 2019; Six Mega-trends that Will Take Insurance Back to the Future; Mega-trend 1: From Reactive to Proactive; Mega-trend 2: From "Customership" to Membership…”

Tabla de Contenidos: “…7 Employment 12 -The Korean labour market bounced back quickly from the global economic crisis 12 -Promote employment among under-represented groups 12 -Youth employment 14 -Working time 15 -Labour market participation of older workers 15 -Discrimination against non-regular workers 15 -Large share of informal employment 16 -OECD key messages 16 Income Distribution and Poverty 19 -High poverty, especially among the elderly 20 -A small and inefficient redistribution system 21 -High intergenerational earnings mobility 22 -OECD key messages 22 Gender Equity and Fertility: Reconciling Work and Family Life 25 -Workplace culture 26 -Public support for families 27 -OECD key messages 28 Social Protection: Public Pensions, Long‐term Care and Health Care 31 -Public pensions 32 -Long-term care 33 -Health care 33 -OECD key messages 34 Improving Equity in Education 36 -Social disparities emerge early and are exacerbated by intense competition for university 36 -OECD key messages 39 Entrepreneurship, SME Promotion and Micro‐credit Schemes 42 -Policy challenges 43 -OECD key messages 45 How to Finance Rising Social Spending? …”