“…In addition, reforms are needed to develop an effective three-pillar system of retirement income based on the National Pension Scheme (NPS), company pensions and individual savings. …”

Tabla de Contenidos: “…Enhancing competitiveness and growth and reducing incentives to operate in the informal economy; Chapter 4. Making the pension system less of an obstacle to formalisation; Chapter 5. …”

“…A Fiscal Responsibility Law was promulgated in September 2006, strengthening the macroeconomic framework further by embedding the fiscal rule in law and setting out regulations for the use of fiscal savings. Complementary pension reform is being discussed in Congress with the objective of strengthening the pension system’s solidarity pillar and encouraging retirement saving. …”

“…At the central government level, a misallocation of public resources is suggested by excessive pension spending against inadequate spending in infrastructure, labour market and human capital areas, as well as by high and inefficient government employment. …”

“…This paper examines various aspects of fiscal policy in Slovenia, in particular fiscal consolidation, pension reform, efficiency of government spending and the tax system. …”

“…Spain also faces a dramatic increase in ageing-related public spending, mostly on account of pensions. The pension reform plan is welcome, but further reforms in the pension system will be necessary to contain expenditure growth. …”

“…Nonetheless, solutions exist to alleviate those pressures. Adjusting the pension age in line with the rise in life expectancy would reduce pension costs and increase older workers’ employment, provided it is accompanied by the removal of the pathways to early retirement. …”

Tabla de Contenidos: “…Adapting government spending to lower revenue growth; Chapter 5. Setting the pension system on the right track; Chapter 6. Integrating migrants: Learning from OECD experience; Glossary…”

“…Employee Benefits Design and Planning covers all this, and much more: Finance and accounting implications of Healthcare benefits Other risk benefits Severance benefits Disability and group life insurance programs Flexible benefits Non-qualified deferred arrangements 409A plans, ESOPs, Money Purchase Pension Plans, Cash Balance Plans, 401(k), 403(b) plans and 457 Plans Employee benefit plan financial reporting, legal compliance, and auditing Employee benefits in mergers and acquisitions Self-funding vs. insurance funding decisions Global employee benefits including umbrella pension plans and multi-national pooling Equity participation in employee benefit plans Biswas introduces and explains key employee benefit metrics and ratios, and demonstrates best practices for forecasting costs and budgeting appropriately. …”

“…Les investisseurs institutionnels (sociétés d’assurance, sociétés d’investissement et fonds de pension) sont les principaux collecteurs de l’épargne et émetteurs de fonds sur les marchés financiers. …”

Tabla de Contenidos: “…Raising New Zealand's living standards; Chapter 2. Public pensions and retirement savings; Chapter 3. Deepening financial markets; Chapter 4. …”

Tabla de Contenidos: “…Pre-1914 British military psychiatry -- Shell shock and the war neuroses -- Military psychiatry in the interwar period -- Treatment and outcomes during World War Two -- Screening and selection -- Post-1945 : Korea, Vietnam, and the Falklands -- War pensions and veterans' pressure groups -- PTSD : incidence and treatment in the military -- War syndromes…”

Tabla de Contenidos: “…Rethinking retirement in hard times -- Money -- The great wake-up call -- Getting the most from social security -- The old-fashioned pension on life support -- Income annuities : another way to get a -- Guarantee -- Resuscitating the 401(k)…”

Tabla de Contenidos: “…Recent Reforms of the Local Government Financing System -- Chapter 5. Reforming the Pension System -- -The need to reform the public pension system -- Promoting an increase int he employment rate for women and older workers -- Reappraising the incentives in favour of private pensions -- Bibliography -- Glossary -- Annex A. …”

Tabla de Contenidos: “…Macroeconomic policies -- -Monetary policy -- -Fiscal policy -- -Pension reform -- -Public debt and debt management -- III. …”

Tabla de Contenidos: “…La vía hacia una reforma de pensiones sistémicas; Los límites de las primeras reformas; Proyectos en conflicto para una reforma integral; Los promotores de la privatización del sistema de pensiones; La "facción Bismarck-Beveridge"; En busca de un consenso para la reforma previsional; Cómo se legisló la reforma radical en Polonia…”

Tabla de Contenidos: “…-- Other types of investment funds -- Other investment considerations -- Impact of dividends on overall investment returns -- The impact of regular withdrawals from your portfolio -- The importance of rebalancing your portfolio -- The use of debt and investing -- Part 3 Other Financial Planing issues -- Minimising portfolio taxation -- The individual savings account (ISA) allowance -- The three main non-pension investment tax wrappers -- General tax planning -- The main taxes -- Your tax risk profile -- Tax planning principles -- Practical ways of saving tax -- The need for advice -- The role of insurance -- Insuring property and possessions -- Insuring against ill health -- Insuring against loss of income -- Insuring against liabilities arising on death -- Insuring against living too long -- Inheritance tax (IHT) -- State and private pensions -- Basic State pension -- Private pensions -- Managing your pension portfolio -- Cashflow needs -- Life expectancy and dependants -- Income tax, etc. -- Pension lifetime allowance -- Investment risk and tax efficiency -- Estate planning -- Taking benefits -- Annuities -- Self-Invested Personal Pensions (SIPPs) -- Later life planning -- Power of attorney -- Making wills in old age -- Long-term care fees -- Wealth succession -- Inheritance tax (IHT) -- Estate planning basics -- Getting a bit more creative -- Using trusts and alternative structures -- The two main types of trusts -- Practical uses of trusts -- Philanthropy…”

Tabla de Contenidos: “…Government Poverty and Incentive Pensions in the Nineteenth Century -- The Emergence of the War Welfare Field from Peace to War -- A Social Offensive on the Home Front -- The Last-Ditch Effort to Save the Monarchy -- War Victims, a New Power Factor -- A Republic with "the Correct National and Social Sensibilities" -- "The Public's Interest in Invalids Has Waned."…”

Tabla de Contenidos: “…Government Poverty and Incentive Pensions in the Nineteenth Century -- The Emergence of the War Welfare Field from Peace to War -- A Social Offensive on the Home Front -- The Last-Ditch Effort to Save the Monarchy -- War Victims, a New Power Factor -- A Republic with "the Correct National and Social Sensibilities" -- "The Public's Interest in Invalids Has Waned."…”