“…On average, women perform worse than men on tests of financial knowledge and have less confidence in their financial skills. However, so far policy awareness of the existence and relevance of these differences is quite low. …”

“…Lower tariffs yield a stronger import response in countries with a less concentrated retail sector, particularly for food items suggesting that competition policy and trade policy are complementary. …”

“…Although a country’s culture, traditions and legal system play an important part in shaping its tax regime and how it can be reformed, the paper also reviews the general design issues on how to make the tax system in China more growth-friendly, simple and transparent, less distortive and fairer. The paper contains a detailed discussion and evaluation of each tax and considers possible directions for future tax reform in China…”

“…On the spending side, reforms to contain ageing-related outlays are the priority, while the consumption tax should be the main source of additional revenue, given that its impact on economic activity is less negative than other taxes. The plan should target a primary budget surplus large enough to stabilise the public debt ratio by 2020. …”

“…The longer the timeframe, the less industry investment is handicapped by uncertainty. …”

“…Students with disabilities are also less likely than their non-disabled peers to successfully complete their studies, or to access employment. …”

“…As for now, however, crude oil price (FOB-Free on board) accounts for less than a fifth of transport costs. Operating costs, wages and taxes cause the remaining four fifths. …”

“…However, regulatory uncertainty is arguably higher under rate-of-return regulation because investment decisions (what can be included in the rate base) are usually evaluated in a discretionary manner, while firms operating under incentive regulation are less affected by this behaviour. In addition, incentive regulation encourages investment in cost-reducing technologies. …”

“…This Test Guideline describes an acute toxicity test to assess effects of chemicals towards daphnids (usually Daphnia magna Staus). Young daphnids, aged less than 24 hours at the start of the test, are exposed to the test substance at a range of concentrations (at least five concentrations) for a period of 48 hours. …”

“…Even when they find new jobs, displaced workers tend to be paid less, have fewer benefits and are more likely to be overskilled than in the jobs they held prior to displacement. …”

“…However, measures to influence consumer demand have, in the past, received less attention than measures to influence production patterns. …”

“…Tax competition in the form of harmful tax practices can distort trade and investment patterns, erode national tax bases and shift part of the tax burden onto less mobile tax bases, such as labor and consumption, thus adversely affecting employment and undermining the fairness of tax structures. …”

“…She was a very good tactician, far less a strategist. She was a major builder of modern Israel whose influence on that country, on Israel-American relations and on Jewish history was evident primarily from 1969 to 1974. …”

“…This method enables readers to achieve new process design approaches with high influence and less complexity. It will also help to incorporate sustainability at the early stages of project life, and build up multiple systems level perspectives. …”

“…But smartphones don’t know if we’re having a bad day, and cars couldn’t care less about compassion. Technology is developing more IQ, but it still lacks EQ. …”

“…The research performed as a basis for this book improves and extends prior subjective and less-documented work by using a scientific approach to identifying impactful research. …”

“…You will: Choose correct data types and database objects when designing T-SQL Write T-SQL that searches data efficiently and uses hardware effectively Implement source control and testing methods to streamline the deployment process Design T-SQL that can be enhanced or modified with less effort Plan for long-term data management and storage…”

“…Deciding which version of Lightroom is the best fit Take control of your photo library with Lightroom Classic Importing, organizing, and finding photos Editing and sharing your photos Producing a slideshow, book, print, or web gallery Gain a foundation for getting started with Lightroom CC Get ready to spend less time in front of the computer and more time behind the lens!…”

“…Open a dashboard that highlights your company’s financial activity and status the moment you log in. Spend less time on bookkeeping. Create and reuse bills, invoices, sales receipts, and timesheets. …”

“…Furthermore, skills that have become less valuable over the years, such as sewing, are making a return with the wearables movement. …”