APA (7th ed.) Citation

Pérez, D. (2011). Do dynamic provisions reduce income smoothing using loan loss provisions? Banco de España.

Chicago Style (17th ed.) Citation

Pérez, Daniel. Do Dynamic Provisions Reduce Income Smoothing Using Loan Loss Provisions? Madrid: Banco de España, 2011.

MLA (9th ed.) Citation

Pérez, Daniel. Do Dynamic Provisions Reduce Income Smoothing Using Loan Loss Provisions? Banco de España, 2011.

Warning: These citations may not always be 100% accurate.