Cita APA (7a ed.)

Pérez, D. (2011). Do dynamic provisions reduce income smoothing using loan loss provisions? Banco de España.

Cita Chicago Style (17a ed.)

Pérez, Daniel. Do Dynamic Provisions Reduce Income Smoothing Using Loan Loss Provisions? Madrid: Banco de España, 2011.

Cita MLA (9a ed.)

Pérez, Daniel. Do Dynamic Provisions Reduce Income Smoothing Using Loan Loss Provisions? Banco de España, 2011.