Cita APA (7a ed.)

Hernando, I., & Nieto, M. J. (2006). Is the internet delivery channel changing banks' performance? the case of Spanish banks. Banco de España.

Cita Chicago Style (17a ed.)

Hernando, Ignacio, y María J. Nieto. Is the Internet Delivery Channel Changing Banks' Performance? the Case of Spanish Banks. Madrid: Banco de España, 2006.

Cita MLA (9a ed.)

Hernando, Ignacio, y María J. Nieto. Is the Internet Delivery Channel Changing Banks' Performance? the Case of Spanish Banks. Banco de España, 2006.