APA (7th ed.) Citation

Hernando, I., & Nieto, M. J. (2006). Is the internet delivery channel changing banks' performance? the case of Spanish banks. Banco de España.

Chicago Style (17th ed.) Citation

Hernando, Ignacio, and María J. Nieto. Is the Internet Delivery Channel Changing Banks' Performance? the Case of Spanish Banks. Madrid: Banco de España, 2006.

MLA (9th ed.) Citation

Hernando, Ignacio, and María J. Nieto. Is the Internet Delivery Channel Changing Banks' Performance? the Case of Spanish Banks. Banco de España, 2006.