Cita APA (7a ed.)

Pérez, D., Salas, V., & Saurina, J. (2006). Earnings and capital management in alternative loan loss provision regulatory regimes. Banco de España.

Cita Chicago Style (17a ed.)

Pérez, Daniel, Vicente Salas, y Jesús Saurina. Earnings and Capital Management in Alternative Loan Loss Provision Regulatory Regimes. Madrid: Banco de España, 2006.

Cita MLA (9a ed.)

Pérez, Daniel, et al. Earnings and Capital Management in Alternative Loan Loss Provision Regulatory Regimes. Banco de España, 2006.