APA (7th ed.) Citation

Gavilán, Á., Salas, V., & Saurina, J. (2006). Credit market competition, collateral and firms' finance. Banco de España.

Chicago Style (17th ed.) Citation

Gavilán, Ángel, Vicente Salas, and Jesús Saurina. Credit Market Competition, Collateral and Firms' Finance. Madrid: Banco de España, 2006.

MLA (9th ed.) Citation

Gavilán, Ángel, et al. Credit Market Competition, Collateral and Firms' Finance. Banco de España, 2006.