Cita APA (7a ed.)

Jiménez, G., & Saurina, J. (2004). Collateral, type of lender and relationship banking as determinants of credit risk. Banco de España.

Cita Chicago Style (17a ed.)

Jiménez, Gabriel, y Jesús Saurina. Collateral, Type of Lender and Relationship Banking as Determinants of Credit Risk. Madrid: Banco de España, 2004.

Cita MLA (9a ed.)

Jiménez, Gabriel, y Jesús Saurina. Collateral, Type of Lender and Relationship Banking as Determinants of Credit Risk. Banco de España, 2004.