APA (7th ed.) Citation

Humphrey, D., Vale, B., & Kim, M. (1999). Realizing the gains from electronic payments: Costs, pricing, and payment choice. Confederación Española de Cajas de Ahorro, Fundación FIES.

Chicago Style (17th ed.) Citation

Humphrey, David, Bent Vale, and Moshe Kim. Realizing the Gains from Electronic Payments: Costs, Pricing, and Payment Choice. Madrid: Confederación Española de Cajas de Ahorro, Fundación FIES, 1999.

MLA (9th ed.) Citation

Humphrey, David, et al. Realizing the Gains from Electronic Payments: Costs, Pricing, and Payment Choice. Confederación Española de Cajas de Ahorro, Fundación FIES, 1999.