Cita APA (7a ed.)

Williams, C. A., & Heins, R. M. (1964). Risk management and insurance. McGraw-Hill.

Cita Chicago Style (17a ed.)

Williams, Chester Arthur, y Richard M. Heins. Risk Management and Insurance. New York [etc.]: McGraw-Hill, 1964.

Cita MLA (9a ed.)

Williams, Chester Arthur, y Richard M. Heins. Risk Management and Insurance. McGraw-Hill, 1964.