Cita APA (7a ed.)

Chhikara, R. K. (1989). The state of the art in credit evaluation. [s.n.].

Cita Chicago Style (17a ed.)

Chhikara, Raj K. The State of the Art in Credit Evaluation. [S.l.]: [s.n.], 1989.

Cita MLA (9a ed.)

Chhikara, Raj K. The State of the Art in Credit Evaluation. [s.n.], 1989.