Cita APA (7a ed.)

Bernheim, B. D. (1999). The adequacy of life insurance: Evidence from the health and retirement survey. National Bureau of Economic Research.

Cita Chicago Style (17a ed.)

Bernheim, B. Douglas. The Adequacy of Life Insurance: Evidence from the Health and Retirement Survey. Cambridge, MA: National Bureau of Economic Research, 1999.

Cita MLA (9a ed.)

Bernheim, B. Douglas. The Adequacy of Life Insurance: Evidence from the Health and Retirement Survey. National Bureau of Economic Research, 1999.