Cita APA (7a ed.)

Witzeling, R. (1994). Credit union handbook. World Council of Credit Unions.

Cita Chicago Style (17a ed.)

Witzeling, Ruth. Credit Union Handbook. Madison, Wisconsin: World Council of Credit Unions, 1994.

Cita MLA (9a ed.)

Witzeling, Ruth. Credit Union Handbook. World Council of Credit Unions, 1994.