Cita APA (7a ed.)

Kwack, S. (1999). Consumer choice between adjustable and fixed rate residential mortgage loans: : a discrete choice analysis. University Microfilms International.

Cita Chicago Style (17a ed.)

Kwack, Se-Young. Consumer Choice Between Adjustable and Fixed Rate Residential Mortgage Loans: : A Discrete Choice Analysis. Ann Arbor: University Microfilms International, 1999.

Cita MLA (9a ed.)

Kwack, Se-Young. Consumer Choice Between Adjustable and Fixed Rate Residential Mortgage Loans: : A Discrete Choice Analysis. University Microfilms International, 1999.