Cita APA (7a ed.)

Cutler, D. M., & Zeckhauser, R. J. (1997). Adverse selection in health insurance. National Bureau of Economic Research.

Cita Chicago Style (17a ed.)

Cutler, David M., y Richard J. Zeckhauser. Adverse Selection in Health Insurance. Cambridge, MA: National Bureau of Economic Research, 1997.

Cita MLA (9a ed.)

Cutler, David M., y Richard J. Zeckhauser. Adverse Selection in Health Insurance. National Bureau of Economic Research, 1997.