Cita APA (7a ed.)

Kulkarni, S. R. (1996). Urban cooperative banks: An appraisal. Anmol.

Cita Chicago Style (17a ed.)

Kulkarni, Shirish R. Urban Cooperative Banks: An Appraisal. New Delhi: Anmol, 1996.

Cita MLA (9a ed.)

Kulkarni, Shirish R. Urban Cooperative Banks: An Appraisal. Anmol, 1996.