APA (7th ed.) Citation

Masier, G., & Villanueva López, E. (2011). Consumption and initial mortgage conditions: Evidende from survey data. Banco de España.

Chicago Style (17th ed.) Citation

Masier, Giacomo, and Ernesto Villanueva López. Consumption and Initial Mortgage Conditions: Evidende from Survey Data. Madrid: Banco de España, 2011.

MLA (9th ed.) Citation

Masier, Giacomo, and Ernesto Villanueva López. Consumption and Initial Mortgage Conditions: Evidende from Survey Data. Banco de España, 2011.

Warning: These citations may not always be 100% accurate.