Financing for overcoming economic insecurity
Despite the rise in recent decades in the average income level, economic insecurity has also increased. Written by leading experts this state-of-the-art collection illuminates the causes of economic insecurity.
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| Otros Autores: | , |
| Formato: | Libro electrónico |
| Idioma: | Inglés |
| Publicado: |
London, England ; New York :
Bloomsbury Academic
2015.
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| Colección: | United Nations series on development.
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| Materias: | |
| Ver en Biblioteca Universitat Ramon Llull: | https://discovery.url.edu/permalink/34CSUC_URL/1im36ta/alma991009745056506719 |
Tabla de Contenidos:
- Cover; HalfTitle; Title; Copyright; Contents; List of Illustrations; Preface; About the Editors; About the Contributors; 1 Introduction; Offshoring of jobs and rising economic insecurity in developed countries; Volatile capital flows as a cause of economic insecurity in developing countries; Insurance as a way to overcome economic insecurity of the poor in developing countries; Potential and limitations of microinsurance programs; Microsavings as a way of overcoming economic insecurity; Making use of complementarities among various microfinance programs
- Ways to overcome economic insecurity caused by natural hazards2 Globalization, Offshoring, and Economic Insecurity in Industrialized Countries; Introduction; Economic insecurity in industrialized countries; Globalization and economic insecurity; Conclusion and prospects for the future; 3 Managing Financial Instability in Developing Countries: Why Prudence is Not Enough; Introduction; Financial instability and the real economy; Countercyclical monetary policy; Prudential regulations, capital controls, and risk management; Reserve accumulation as self-insurance: Burden or blessing?
- Multilateral lending and countercyclical policyConclusions; 4 Insurance, Credit, and Safety Nets for the Poor in a World of Risk; Introduction; A simple framework; Problems with insurance; Credit, insurance, and crowding out; The links between informal insurance, formal insurance, and safety nets; Credit, safety nets, or insurance?; Conclusion; 5 Assessing the Success of Microinsurance Programs in Meeting the Insurance Needs of the Poor; Introduction; Basic principles: Organization, pricing, and incentives; What does microfinance achieve? Some preliminary findings
- Conclusions for policy and institutional design6 Assessing the Insurance Role of Microsavings; Introduction; Microsavings and vulnerability-definitions and relationships; Priorities for policy and action; Conclusions; 7 Can Microfinance Reduce Economic Insecurity and Poverty? By How Much and How?; Introduction; The vicious circle of insecurity and poverty; Poverty and insecurity in development thinking and policies; Some general features of microfinance; Microcredit programs and economic insecurity; Microsavings programs and economic insecurity; Microinsurance programs and economic insecurity
- Complementarities among various microfinance programsRole of microfinance as a whole; Concluding remarks; 8 Insurance against Losses from Natural Disasters in Developing Countries; Introduction; Disaster risk management; Insurance for households and businesses; Insurance for farmers and herders; Insurance for governments; Concluding remarks; Index
