FinTech innovation from robo-advisors to goals based investing investing and gamification
A survival guide for the FinTech era of banking FinTech Innovation examines the rise of financial technology and its growing impact on the global banking industry. Wealth managers are standing at the epicenter of a tectonic shift, as the balance of power between offering and demand undergoes a drama...
| Otros Autores: | |
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| Formato: | Libro electrónico |
| Idioma: | Inglés |
| Publicado: |
Chichester, England :
Wiley
2016.
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| Edición: | 1st edition |
| Colección: | Wiley finance series.
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| Materias: | |
| Ver en Biblioteca Universitat Ramon Llull: | https://discovery.url.edu/permalink/34CSUC_URL/1im36ta/alma991009631482206719 |
Tabla de Contenidos:
- Series Page; Title Page; Copyright; Dedication; Preface; Organization of the Book; Acknowledgments; About the Author; Part One: Personalize Personal Finance; Chapter 1: The Theory of Innovation: From Robo-Advisors to Goal Based Investing and Gamification; 1.1 Introduction; 1.2 A Vibrant FinTech Ecosystem; 1.3 Some Definitions, Ladies and Gentlemen; 1.4 Personalization is King; 1.5 The Theory of Innovation; 1.6 My Robo-Advisor is an iPod; 1.7 What Incumbents should Consider when Thinking about FinTech Innovation; 1.8 Conclusions; Part Two: Automated Long-Term Investing Means Robo-Technology
- Chapter 2: Robo-Advisors: Neither Robots Nor Advisors2.1 Introduction; 2.2 What is a Robo-Advisor?; 2.3 Automated Digital Businesses for Underserved Markets; 2.4 Passive Investment Management with ETFs; 2.5 Algorithms of Automated Portfolio Rebalancing; 2.6 Personalized Decision-Making, Individual Goals, and Behaviour; 2.7 Single Minded Businesses; 2.8 Principles of Tax-Loss Harvesting; 2.9 Conclusions; Chapter 3: The Transformation of the Supply-Side; 3.1 Introduction; 3.2 The Investment Management Supply-Demand Chain; 3.3 How Intermediaries make Money
- 3.4 Issuers of Direct Claims (Debt Owners)3.5 The Institutionalization of the Private Banking Relationship; 3.6 The Digital Financial Advisor; 3.7 Asset Management is being Disintermediated; 3.8 ETF Providers and the Pyrrhic Victory; 3.9 Vertically Integrated Solutions Challenge Traditional Platforms; 3.10 Conclusions; Chapter 4: Social and Technology Mega Trends Shape a New Family of Taxable Investors; 4.1 Introduction; 4.2 Generational Shift (X, Y, Z, and HENRYs); 4.3 About Transparency, Simplicity, and Trust; 4.4 The Cognitive ERA; 4.5 Conclusions
- Chapter 5: The Industry's Dilemma and the Future of Digital Advice5.1 Introduction; 5.2 Wealth Management Firms: Go Digital or Die; 5.3 Asset Management Firms: Less Passive, More Active; 5.4 Robo-Platforms: Less Transactions, More Portfolios; 5.5 Digital-Advisors: Empowered Customization; 5.6 Robo-Advisors: Be Human, be Virtual, take care of Retirement; 5.7 Conclusions: Clients take Centre Stage, at Last; Part Three: Goal Based Investing is the Spirit of the Industry; Chapter 6: The Principles of Goal Based Investing: Personalize the Investment Experience; 6.1 Introduction
- 6.2 Foundations of Goal Based Investing6.3 About Personal Needs, Goals, and Risks; 6.4 Goal Based Investing Process; 6.5 What Changes in Portfolio Modelling; 6.6 Personal Values; 6.7 Goal Elicitation; 6.8 Goal Priority; 6.9 Time Horizons; 6.10 Risk Tolerance; 6.11 Reporting Goal-Centric Performance; 6.12 Conclusions; Chapter 7: The Investment Journey: From Model Asset Allocations to Goal Based Operational Portfolios; 7.1 Introduction; 7.2 Main Traits of Modern Portfolio Theory; 7.3 Main Traits of Black-Litterman; 7.4 Mean-Variance and Mental Accounts
- 7.5 Main Traits of Probabilistic Scenario Optimization
