Fight back against unfair debt collection practices : know your rights and protect yourself from threats, lies, and intimidation
This year, America’s enormous, poorly regulated debt collection industry will make more than 1,000,000,000 collection calls. They will threaten. They will lie and mislead. They will intimidate. Over the past five years, they’ve racked up more than 300,000 complaints to the Federal Trade Commission:...
Otros Autores: | |
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Formato: | Libro electrónico |
Idioma: | Inglés |
Publicado: |
[Place of publication not identified]
FT Press
2011
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Edición: | 1st edition |
Materias: | |
Ver en Biblioteca Universitat Ramon Llull: | https://discovery.url.edu/permalink/34CSUC_URL/1im36ta/alma991009629237706719 |
Tabla de Contenidos:
- Debt collection secrets
- Lessons in deception
- Credit is king
- Anger can be power
- Closeout : "no tomorrow"
- The shakedown industry
- Pif means payment in full
- Payday, the tables turn
- Debtors' rebellion
- Debt for sale
- The golden rule : money today
- Strengths and weaknesses
- Collector of the week
- Retention
- A complaint
- Data minefield
- Graduation day
- On the floor
- NLE means no longer employed
- Solutions
- Coping with collections
- Stopping collection calls
- Checking out a collector
- Using collection law
- Reading your credit reports
- Preparing a complaint
- Negotiating a debt settlement.