The debt-free spending plan an amazingly simple way to take control of your finances once and for all
Finally, a simple and painless plan for living debt free.
| Autor principal: | |
|---|---|
| Formato: | Libro electrónico |
| Idioma: | Inglés |
| Publicado: |
New York :
American Management Association
2012.
|
| Edición: | 1st edition |
| Materias: | |
| Ver en Biblioteca Universitat Ramon Llull: | https://discovery.url.edu/permalink/34CSUC_URL/1im36ta/alma991009628876006719 |
Tabla de Contenidos:
- Cover; Title; Copyright; Contents; Preface; Introduction; Chapter 1 The Heart of Our Debting Issues; The Debt-Free Spending Plan Is Not a Budget; What This Book Will Do for You; How Did I Get into This Mess?; So, What Have I Been Spending, Anyway?; Stop Debting, One Day at a Time; Pick Your Poison: What's Going to Stop You?; Chapter 2 In with Structure, Out with Stringency: The Simple Tools of the Debt-Free Spending Plan; First Things First: Determine Your Income; Introducing the Debt-Free Spending Plan; Step One: Your Monthly Bills; Step Two: Your Daily Needs; Step Three: Add It Up
- The One, Hard-and-Fast RuleChapter 3 Make It Work Every Day: Your Personal Debt-Free Spending Plan in Action; A Typical Debt-Free Spending Plan; A Quick Emotional Read on the Numbers; Do Your Plan Once a Month, Every Month; The Magic Little Notebook; Your Personal Tracking Record; Your Bill-Paying Plan; What to Do if You're Behind; How to Catch Up; What to Do if You're Ahead; ""Payday Debting"": Consultants, Home Office Professionals, Entrepreneurs, and Artists; Debit Cards versus Cash; Putting It All Together; Begin Today
- Chapter 4 Deprivation Will Never Get You Debt-Free: A Plan for Everything We Need, Want, and Dream ofWhy Have a ""Healthy Reserve"" Account?; You Also Need Short-Term Savings; Fun Money and Special Projects Accounts; Weddings, Vacations, and Special-Event Debting; Simple, But Not Always Easy; Learn to Live Well First; Chapter 5 To Cut or Not to Cut: Taking a Reasonable Look at What You Can and Can't Afford; Cutting Means Financial Freedom; Making Cuts in Your Daily Needs Categories; Making Cuts in Your Monthly Bills Categories; Start Simply and Incrementally
- Chapter 6 Nailing Down the Octopus Arms: How to Pay Back Your Debts without Gouging Your Living ExpensesThe Value of a Debt-Repayment Plan; Easy-Does-It Payback Plans; Credit Ratings and Less Than Minimum Monthly Payments; How to Talk to Creditors; A Note About ""Forgotten"" Debts; Making Your Peace with the Payback Timeline; Chapter 7 Our Aphrodisiac Spending Plan: A Loving Approach to Approaching the One You Love about Debt Problems; Lay the Unresolved Issue on the Table; A Debt-Free Spending Plan for Two; Victoria and Mark's Spending Plans; Nobody Wants to Be Told What to Do
- The Aphrodisiac Quality of a Debt-Free Spending PlanLawyers, Guns, and Money; Hope, Backed by Action; Chapter 8 ""Mom, Can I Borrow...?"": How to Stop Asking for Money and Start Paying It Back; How Much Do You Owe?; You Pay What You Can; How to Make Money Amends; Loans, Gifts, and Debt Forgiveness; The One-Third Windfall Money Rule; Chapter 9 Creativity, Not Credit Cards: Learning from the Spending Plans of the Newly Debt-Free; Downsizing Means Things Are Looking Up; Five Real-World Examples; Alanna's Debt-Free Spending Plan; Pete's Debt-Free Spending Plan; Michaela's Debt-Free Spending Plan
- Jake and Anna's Debt-Free Spending Plan
