Financial Freedom A Guide to Achieving Lifelong Wealth and Security
If you're one of the millions of Americans who is buried in credit card debt, or maybe you're having trouble deciphering the fine print on your 401(K)—that is, if you even have a 401(K)!—don't dismay. You can start taking steps toward closing your financial illiteracy gap right away w...
| Autor principal: | |
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| Formato: | Libro electrónico |
| Idioma: | Inglés |
| Publicado: |
Berkeley, CA :
Apress
2013.
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| Edición: | 1st ed. 2013. |
| Materias: | |
| Ver en Biblioteca Universitat Ramon Llull: | https://discovery.url.edu/permalink/34CSUC_URL/1im36ta/alma991009466435006719 |
Tabla de Contenidos:
- Contents; About the Author; Acknowledgments; Introduction; Chapter 1 Assets; What Are Assets?; Listing and Valuing Assets; Cash; Securities; Home; Furniture; Artwork; Car; Appreciable Assets; Depreciable Assets; It's Assets That Make the World Go 'Round; Chapter Lessons; Chapter 2 Liabilities; The Pros and Cons of Liabilities; Why Liabilities Are Good; Why Liabilities Are Bad; Good Debt vs. Bad Debt; Common Liabilities; Home Mortgages; Auto Loans; Credit Card Balances; To Borrow or Not to Borrow; Compounding Interest; Chapter Lessons; Chapter 3 Equity; Why Is Net Worth So Important?
- Become a Profit Center, Not a Cost CenterChapter Lessons; Chapter 6 Budgeting and Saving-Oh, No!; Steps to Building a Budget; What Should Be Included; Living; Borrowing; Insurance; Investing; Other; Total Expenditures; Maximizing Your Budget; Living; Saving for a Sunny Day; Reasons to Save; Seizing Opportunity through Saving; What Saving Can Do for You; Being a Smart Saver; Chapter Lessons; Chapter 7 Shopping-Oh, Yes!; Dumb Shopping; Smart Shopping; Determine What Is Important; Needs; Wants; Needed Wants; Becoming a Smart Shopper; What to Buy on Discount; What to Buy Online
- What Not to Buy OnlineBig-Ticket Items; Computers; Small-Ticket Items; Chapter Lessons; Chapter 8 Credits and Debits; Credit Card Components; Annual Fee; Late Fee; Overlimit Fee; Cash Advance Fee; Balance Transfer Fee; Credit Limit; Interest Rates; Advantages of Credit Cards; Disadvantages of Credit Cards; To Charge or Not to Charge, That Is the Question; Getting the most out of your credit card; Fee-Based Credit Cards; Debit Cards; Debit Card Advantages; Debit Card Disadvantages; Credit Score 101; Anatomy of a FICO Score; Payment History; Balances and Amounts Owed; Length of Credit History
- Overdraft Loans
